Tuesday, June 10, 2008

Survey: Maryland Voters Concerned About Health Care

Slot machine gross seen as possible manner to spread out access.

BALTIMORE, June 10 /PRNewswire-USNewswire/ -- Practically allMaryland electors believe that everyone in the state should have got entree to affordable, quality wellness care, according to a study released today by Association for the Advancement of Retired Persons Maryland. In fact, 93 percentage ofMaryland electors hold with this principle, and this understanding prevails across age, grammatical gender and political party affiliation.

The same study establish that two out of threeMaryland electors support allowing slot machines at limited locations around the state. One-third of those who initially said they opposed slot machines indicated they would not oppose them if the money were used to guarantee entree to quality, low-cost wellness attention for all.

"Three out of five Marylanders believe that wellness attention in our state is in crisis or have major problems," said

Joseph DeMattos, Jr., Association for the Advancement of Retired Persons Old Line State Senior State Director. "People are struggling -- they are worried about wellness attention even if they presently have got coverage. This study shows that the clip is now for our elective leadership to take action and make positive alteration on wellness care."

Nearly two out of three study respondents (63%) state they would be more than likely to vote for a campaigner who supported the development of a wellness attention system that provided allMaryland occupants entree to affordable, quality wellness care. Three-quarters of electors surveyed hold that everyone from employers to federal and state authorities to people should lend to wellness attention costs.

The study was conducted by random-dial telephone set interviews in December 2007 and January 2008. Subjects were self-identified registeredMaryland electors 18 and older. The complete consequences can be viewed on-line at .

AARP

AARP is a nonprofit, nonpartisan rank organisation that assists people 50+ have got independence, pick and control in ways that are good and low-cost to them and society as a whole. Association for the Advancement of Retired Persons makes not back campaigners for public business office or do parts to either political political campaigns or candidates.

Divided We Fail

It's clock we guarantee wellness and long-term fiscal security for all. That's why AARP, Business Roundtable, the Service Employees International Union and the National Federation of Mugwump Businesses are leading Divided We Fail, an enterprise to give voice to billions of Americans who are tired of lettingWashington gridlock base in the manner of affordable, quality wellness attention and long-term fiscal security. Go to to larn more.

SOURCE Association for the Advancement of Retired Persons Maryland

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Thursday, June 05, 2008

RAM Technologies To Sponsor AHIP's Institute 2008

Fort Washington, PA, United States, 06/05/2008 - random-access memory Technologies will be highlighting their advanced healthcare administrative solutions at Institute 2008 the Prime Minister conference for the wellness coverage industry presented by America's Health Insurance Plans (AHIP).



RAM Technologies, Inc., A prima developer of advanced endeavor software system for the disposal of wellness benefits, have announced their engagement as a patron of America's Health Insurance Plan's (AHIP) Annual Meeting - Institute 2008. This year's event will be held June 18th through 20th at the Moscone Center Occident in San Francisco, California. Institute 2008 offerings a wide array of educational seminars presented by industry leaders. Topics scope from Health Literacy to the Global Health Care Market to Value Based Buying to the Politics of Health Care. The keynote session presenters will include Tommy G. Thompson, former Secretary of Health and Person Services; William H. Frist, MD, U.S. Senator from Tennessee; and Steven D. Levitt, writer of Freakonomics: A Rogue Economist Explores the Concealed Side of Everything. In improver to the wide choice of educational workshops and sessions, Institute will also have a arresting exhibit hallway of over two hundred organisations representing nearly every facet of the wellness coverage industry. "We are proud to impart our support to America's Health Insurance Plans and all of the work they do" states Henry Martin Robert Tulio, President of random-access memory Technologies, "we appreciate their attempts on behalf of the full wellness coverage industry." Within the random-access memory Technologies exhibit booth, frequenters will be able to see characteristic presentations of HEALTHsuite® and eHealthsuite™, RAM's advanced software system solutions. HEALTHsuite is a user-friendly intranet application suite that maximizes a wellness plan's operational efficiencies by automating benefit administration, eligibility / enrollment, supplier catching / reimbursement, medical management, insurance premium billing, attention management, claims adjudication, subrogation and more. eHealthsuite is a web portal that cut downs demands on a wellness plan's client support force by providing existent time, ego service entree to information for members, providers, agents and employers via the Internet. About America's Health Insurance Plans (AHIP)
AHIP (ahip.org) is the national association representing nearly 1,300 member companies providing wellness insurance coverage to more than than 200 million Americans. Their member companies offering medical disbursal insurance, long-term care insurance, disablement income insurance, dental insurance, auxiliary insurance, stop-loss coverage and reinsurance to consumers, employers, and public purchasers. Their end is to supply a incorporate voice for the wellness attention funding industry, to spread out entree to high quality, cost effectual wellness attention to all Americans, and to guarantee Americans' fiscal security through robust coverage markets, merchandise flexibleness and innovation, and an copiousness of consumer choice. About random-access memory Technologies
RAM Technologies (ramtechnologiesinc.com) have been providing superior software system solutions to healthcare remunerators and benefit decision makers for over 27 years. HEALTHsuite and eHealthsuite have got been implemented at wellness programs across the state meeting the complex demands of their Medicare, Medicaid, Commercial, Correctional and Federal Soldier Health Programs. Based in Garrison Washington, Keystone State you can reach random-access memory Technologies at (877) 654-8810 or on the web.



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Tuesday, June 03, 2008

As the health care reform debate moves to Washington ...

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Are Harry and Louise lurking in the larder again, ready to derail federal wellness reform like they did in 1994? Not necessarily. Recent state wellness reform attempts bespeak a changing moral force in which wellness programs can be a valuable ally of insurance enlargement advocates.

With the death of the Schwarzenegger/Núñez wellness reform proposal in California, the wellness insurance enlargement action is likely to travel to Washington. Sens. Barack Obama and Toilet McCain, and cardinal congressional leadership have got indicated they will prosecute important wellness reforms in 2009. Our experience proposes that federal policymakers would be making a large error if they wrote off the wellness coverage industry in those deliberations.

A assortment of states have got pursued cosmopolitan insurance in recent years. Most significantly, Bay State passed cosmopolitan insurance in 2006, and we came close to doing so here in Golden State one twelvemonth later. In both of those instances, wellness programs - rather than blocking insurance enlargement - were among the prima advocates.

The Bay State Blue Cross and Blue Shield Foundation was widely credited with providing the conceptual model for the bipartizan program that was eventually adopted by the state. In California, six of the state's seven biggest wellness programs worked together on the Schwarzenegger/Núñez proposal. In both states, programs made it clear that we were willing to see limitations - such as as a prohibition on denying insurance to those with pre-existing conditions, and bounds on net income and administrative disbursals - that the industry had previously fought.

In both instances, wellness programs did not automatically reject reforms they had previously opposed for two reasons. First, we acknowledge better than anyone the inconvenient truth that the system as it bes today is failing, with record Numbers of uninsured, costs spiraling out of control, and increasing defeat from patients, doctors and employers. Second, we supported reform because state policymakers adopted a combined attack that acknowledged our legitimate concerns. Specifically, they took into concern relationship the followers points:

-- Understand the competitory dynamic: Universal Joint insurance should change the wellness insurance business from one in which wellness programs vie on avoiding hazard to one where we vie on providing the best service at the best price. That passage necessitates an absolutely degree playing field in hazard management. Seemingly minor commissariat may convey catastrophe down the route if they supply gaps for gamesmanship.

-- Trust on our expertise: Ultimately, no 1 is able to supply better counsel on the inside information of how a reform program will work than wellness plans. Our deep apprehension of human behaviour in the coverage marketplace, actuarial expertness and strategical penetrations are valuable assets to policy planners. Obviously, a certain degree of trust is required to be certain that programs are providing advice that functions the public's needs, not simply our own. A healthy duologue can set up that trust and output positive results.

-- Stop demonizing wellness plans. I cognize as well as anyone that our industry is not popular, but attacking us won't work out the job or assist accomplish general agreement for reform. The lion's share of rising wellness attention costs is not the consequence of wellness program net income or inefficiency. Rather, the increasing prevalence of chronic disease, caused in big portion by mediocre wellness wonts and an ageing population, plus the ever-expanding array of new treatments and drugs, are largely responsible for wellness attention cost inflation.

-- Demand shared responsibility: Many wellness programs are willing to have got a share of "skin" in the reform game. But we aren't willing to be the lone 1s paying a price. As long as other sectors of the wellness attention industry - hospitals, drug companies, docs - are taking their chunks as well, many programs may be willing to travel along. But if we are targeted while others are ignored, it will be hard to win our support. Finally, wellness programs have got a corresponding duty to take part in good faith. If we desire a place at the tabular array as our hereafter is being shaped, we necessitate to encompass alteration and expression out for the public interest. If we begin the argument in a defensive crouch, we might just stop it level on our backs. But if we widen a manus of cooperation, it is likely to be grasped.

Bruce Bodaken is president and chief executive officer of Blue Shield of California, a not-for-profit health program based in San Francisco. This op-ed is adapted from an article entitled "Where makes the Insurance Industry Stand on Health Reform Today?" in the May/June issue of Health Affairs.

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Saturday, May 24, 2008

HIPAA Revisited, Part 1: Privacy vs. Portability

Responding to heightened concerns about the privateness of individuals' medical and healthcare information, the federal authorities in 1996 introduced HIPAA, the Health Insurance Portability and Accountability Act. It empowered the Department of Health and Person Services to develop and pull off the methods governing the aggregation and sharing of personal wellness information and the chemical mechanisms with which all U.S. healthcare organisations covered under the Act must comply.

So-called covered physical things needed to be in conformity with the commissariat of the Act by April 14, 2003. As is the nature of introducing new and sweeping alterations throughout a immense industry, HIPAA have had unexpected consequences, imposed further administrative and fiscal loads on healthcare organisations of all forms and sizes, generated misconceptions, and provoked its share of criticism.

Is HIPAA proving effectual in protecting the privateness of individuals' personally identifiable wellness information? And are the consequent accounting and coverage systems proving wieldy for the diverseness of healthcare practicians and administrators? Are it getting in the manner of medical treatment and research or facilitating it? CRM Buyer spoke with a scope of people who, from assorted perspectives, have got had to come up to clasps with HIPAA and its implications.

Health, Democracy and Technology


In March, the joined military units with the and announced the launch of an ambitious undertaking on wellness privateness and information technology. Led by Janlori Goldman, a nationally recognized leader in the field, the Health Privacy Undertaking for the past 10 old age have been at the head of independent populace policy research as it associates to privacy, medical and healthcare information.

The CDT's Health Privacy Undertaking on May 15 released its first policy paper, which urges on "policymakers and the private sector to develop and implement a comprehensive privateness and security model to regulate the broad scope of computing machine and Internet-based systems being created to share sensitive wellness information."

Despite HIPAA, the pushing for more than fungible and liquid wellness information is on, according to the CDT, justified by members of the medical and IT industries. They claim that medical and wellness information necessitates to flux freely if progresses in research and development, as well as treatment, are to be realized.

"This is a critical clip for wellness information privacy. Technologies are being deployed and systems are being designed that volition have got a far-reaching impact on how personal wellness information is accessed, stored and shared," according to Deven McGraw, Goldman's replacement as manager of the Health Privacy Project, now under the protection of the CDT.

"Consumers desire the benefits of hit (Health Information Technology)-enabled healthcare and they desire self-assurances that their privateness will be protected," John McGraw said. "We can and must travel forward on both fronts." Post-HIPAA Operative Action Needed


"We believe policymakers necessitate to take a long-term approach to these issues," John McGraw told CRM Buyer. "CDT is urging United States Congress to throw hearings on a wide scope of privateness and security issues in wellness IT, and we be after to informally garner together a grouping of diverse wellness IT stakeholders over the adjacent respective calendar months to place the issues that demand to be addressed and possibly come up up with some general agreement solutions.

"At the same time, we are supporting some incremental stairway that United States Congress can include in legislative proposals that are pending now that volition move the ball forward in securing greater privateness and security protections for electronic personal wellness information."

These concerns would best be addressed by a comprehensive national privateness and security model based on just information practices, such as as those set forth in the Markle Foundation's Connecting for Health Park Framework, to regulate personal wellness information in the new e-health environment, John McGraw explained.

"This model necessitates to be adopted by all stakeholders -- policymakers necessitate to look at how to turn to the model in law, and the organisations handling the information demand to integrate a model in concern 'best practices.'" HIPAA in Practice


HIPAA created a important load for many healthcare suppliers and others covered by the regulations if it was implemented thoroughly, according to Kirk J. Nahra, lawyer and privateness specializer at American Capital D.C.'s Wiley, Rein LLP.

"But most of this load involved initial conformity with the rule, primarily developing and implementing appropriate policies and processes for compliance. Once that important initial load was undertaken, in progress conformity is primarily an issue of staying abreast of developments and filling any spreads that develop."

While there was a batch of concern that HIPAA might have got negative personal effects and effects for patient care, Nahra added that he is not aware of any important grounds that this have proven to be the case.

"Most healthcare providers, particularly infirmaries and other big organizations, have got done a sensible and thorough occupation on HIPAA compliance. There are pockets of suppliers who have got done less, especially small doctor practices, but there is little grounds that this decreased attempt have had any peculiar harmful impact because those doctors are not the sorts of people that are trying to force the envelope on what can be done with patient information," he commented. HIPAA at College Park


Operating a university healthcare centre and with a broad scope of medical and healthcare research programmes in progress, the University of Old Line State at College Park is considered a "hybrid entity" under HIPAA. In other words, it is one where some of its component organisations and activities making usage of and sharing phi (personal wellness information) as defined by the Act are considered "covered entities" topic to HIPAA's commissariat while others, such as as some of its research programs, are not.

The University Health Care Center have been fully compliant with HIPAA since the execution of its Privacy Act in 2003 and Security Act in 2005, Deirdre A. Younger, helper manager for IT and operations, told CRM Buyer.

"HIPAA have not proven to be onerous or a barrier to providing patient care. The UHC have always upheld the peak degree of privateness for patients and their information; this was true even anterior to the execution of HIPAA."

Healthcare information have always been jump by confidentiality ordinances and regulations, Little noted.

"HIPAA elaborated on how to break protect PHI, required that policies and processes be developed -- if not already developed -- and that patients be provided with written notice of an organization's privateness practices. The most noticeable alteration since execution have been to guarantee that patients have and admit their reception of our Notice of Privacy Practices."

Complying with the HIPAA Security Act have required the University Health Center's IT section to be constantly persevering in maintaining the security of electronic patient data. In conformity with the Act's provisions, the IT section have installed the needed firewalls to heighten and guarantee security.

UHC's conformity attempts also included staff preparation and education. "We work to continuously guarantee the privateness and security of all patient information. We provided all employees with HIPAA preparation prior to its execution and all new employees are trained on their first twenty-four hours of employment at the UHC," Little added.

Stay tuned for Part 2 of this two-part series.

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installment in this series is published.

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Friday, May 23, 2008

Lawmakers hope for customer-centric Web site - Salt Lake Tribune

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Call it Travelocity.com for wellness coverage plans. At least, that's what the state's Health System Reform Undertaking Military Unit is envisioning - a user-friendly, one-stop shop that interruptions down benefits for consumers, including costs, reimbursement rates for common procedures, norm out-of-pocket disbursals and the name calling of the docs and infirmaries contracted with plans. Started in 1996, Travelocity.com revolutionized the traveling and touristry industry, giving consumers entree to elaborate information about traveling choices, said Jessye Norman Thurston, an analyst for the state's Office of Health Statistics. Its doctrine centered on empowering consumers. Now the state trusts to reduplicate that success in the Beehive State coverage market. Under a bill of exchange piece of statute law unveiled Thursday at the undertaking force's 2nd meeting, wellness coverage companies would be required to electronically submit this sort of benchmark information to the Insurance Department by July 1, 2009. The portal would be administered by the Governor's Office of Economic Development, or GOED, which will likely have got it up and ready to have information by the first of the year, said Toilet T. Nielsen, the governor's advisor on wellness attention reform. Required by H.B. 133, the online tool would assist better transparence - a needed for market-based health attention reform, Thurston said. Both Advertisement

legislators and advocators expressed enthusiasm for the concept, though inquiries were raised about the deductions of people buying their ain wellness coverage plans. "If we're really going to have got consumer choice, we're going to set the consumer in charge, which takes the company out of the loop," said Rep. Merlynn Newbold, R-South Jordan. "Are we not able then to negociate terms breaks? What's it going to make to the end cost of coverage policies if everyone is on their own?"
Rep. Saint David Clark, R-Santa Clara, undertaking military unit chairman, acknowledged more than work will have got to be done before any action is taken on the bill. "To me, it [the portal] is trying to elevate the quality of wellness attention for Utahns," he said. "I believe it's going to take a whole truckload of tools to do this work."
The undertaking force, which is working toward the ultimate end of increasing entree to wellness insurance, also considered bill of exchange statute law that would offer a penchant to contractors command on state-funded projects if they offer their employees wellness coverage benefits. Rep. Saint David Litvak, D-Salt Lake City, said such as a penchant could make an unlevel playing field for little businesses, which may not be able to afford wellness benefits for their employees. And, he pointed out, the statute law make no reference of subcontractors, who in some lawsuits do a significant amount of the work on a project. With unemployment so low, one eating house proprietor testified, most companies must offer wellness coverage to pull and reserve good workers. The free market, undisturbed, will eventually repair the job of the uninsured, he said. "We desire to make it through the market," said Sen. Gene Davis, D-Salt Lake City, "but the marketplace as it bes is not doing it."
The Beehive State Department of Transportation System is preparing an analysis of how the costs of state-funded projects may be impacted by the legislation. The undertaking force, which will analyze 16 different action items, must develop a reform program by the end of November. lrosetta@sltrib.com

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Wednesday, May 21, 2008

AHIP Statement on the President's Signing of the Genetic Information Nondiscrimination Act

WASHINGTON, May 21 /PRNewswire-USNewswire/ -- Karenic Ignagni, President
and chief executive officer of America's Health Insurance Plans (AHIP), today issued the
following statement on the sign language into law of the Genetic Information
Nondiscrimination Act: (Logo: ) "With this landmark bipartizan legislation, United States Congress and the President
have taken strong action to forbid favoritism based on a person's
genetic constitution and to protect patients' privateness as they prosecute genetic
evaluations. This statute law also guarantees that patients can go on to
benefit from wellness plans' advanced early sensing and attention coordination
programs that better the safety and quality of care." America's Health Insurance Plans - Providing Health Benefits to More
Than 200 Million Americans

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Thursday, May 15, 2008

IllinoisAutoInsurance.com Helps Find Illinois Auto Insurance Through Local Agents or Online

CHICAGO, May 15 /PRNewswire/ -- Residents now have got the option of
comparing Prairie State car coverage rates through local agents or online. Through a web of 100s of agents and carriers,
allows visitants take whether to
conduct a charge per unit comparing from multiple agents near them or from companies
conducting concern online. The preferable method of buying car coverage changes within
consumers. A published study last twelvemonth indicated that roughly 30% of the
population would not see buying their adjacent policy online owed to
the trifles involved in a policy. Those who bask the individualized service of an agent and prefer to
speak to a unrecorded representative make not have got got to trust on traditional methods;
instead, they can log on and complete 1 single questionnaire to have
local agents complete for their business. This get rids of the searching
process and assists consumers do a pick not only on availability, but on
offered insurance and competitory premiums. Reports show that about 60% prefer the convenience of buying their
next policy online. The use of the Internet lets for comparisons
to be conducted in a fraction of the clip and come ups with many additional
benefits such as as online policy direction which includes making premium
installments, requesting blurbs and checking policy position online. Company representative Bill Pirro states, "We understand that Illinois
residents have got different penchants when it come ups to shopping for auto
insurance, that's wherefore we offer visitants the option of comparing rates and
purchasing a policy through local agents or online." Shopping for competitory insurance premiums lets consumers to guarantee low rates. With record high insurance premiums and a down economy, consumers are back in
the marketplace looking for any nest egg they can get. Prairie State occupants can
learn more than by visiting and
instantly finding the right insurance company regardless of buying method
preference.

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